RushPay is an all-in-one fintech platform for secure wallets, mobile money collections, disbursements, QR payments, payroll, Gift Cards, protected transactions, invoices, APIs, and merchant tools.

Create an account to send wallet transfers, receive payments, run payroll, issue invoices, protect deals, accept Checkout payments, and build with RushPay APIs.

Licensed PSP partner PIN, OTP, device checks Ledger-backed records
total transactions
transaction volume
active users
24/7web, wallet, API, and USSD
Who we are

Choose the RushPay product that matches what you want to do.

One account connects everyday money, organizational finance, customer payments, developer integrations, and authorized programmable workflows.

See RushPay in action

A closer look at the experience.

Real screens and moments from the RushPay platform.

Your RushPay

Five products, clearly organized around your goals.

Personal moves money. Business manages money. Checkout accepts money. Developers integrate money. Automate programs money.

Personal — My money

Use wallets, deposits, transfers, withdrawals, QR Pay, airtime, data, and personal Gift Cards.

Explore Personal →

Business — Run my organization

Run payroll, issue invoices, collect money, use protected transactions, and review business records.

Explore Business →

Checkout — Accept money

Accept supported customer payments, verify successful results, and distinguish payment status from settlement availability.

Explore Checkout →

Developers — Build with RushPay

Integrate payments, payouts, QR, invoices, Gift Cards, widgets, and signed webhooks through RushPay APIs.

Explore Developers →

Automate — Program money

Build customer-authorized recurring RushPay Gift Card payments, invoice splits, and supported marketplace workflows.

Explore Automate →
Pricing

Clear fees before money moves.

RushPay shows charges before confirmation, records them in transaction history, and keeps receipts export-ready for personal and business accounting.

Wallet movement
User-to-user transfersGHS 1 weekly service fee for active transfer users
Unlimited transfersIncluded for the covered week after the fee is paid
Balance checksNo RushPay charge
Funding and payouts
Wallet depositsNetwork fee up to 2% — minimum GH₵0.51, capped at GH₵30
Mobile money withdrawalGHS 2 flat fee per payout
Bank withdrawalGHS 10 flat fee per payout
Business tools
PayrollNo extra payroll setup fee; payout fees apply per recipient channel
Invoices and escrowNo setup fee; payment/channel charges are shown before checkout
API checkout and QR PayCheckout charges are shown to the payer before payment
Gift cards and vaults
Gift card redemptionNo RushPay charge to deposit a redeemed card into your wallet
Gift card creationFunded from wallet balance; no extra creation fee shown by default
Early vault unlockFee shown before unlock when applicable

External network, card, bank, or payment processor charges may apply on some channels. RushPay displays the final amount before you confirm.

Security and safety

Built to make people feel confident before they move money.

RushPay keeps money movement protected with transaction PINs, OTP flows, device-aware access, risk controls, admin approvals, reconciliation checks, and ledger-backed wallet balances.

Ledger-backed balancesWallet totals come from wallet ledgers, including subwallets and vaults.
Account protectionPIN, OTP, session, and device controls reduce unauthorized access risk.
Risk controlsVelocity checks, fraud patterns, lockouts, webhooks, and admin review help block abuse.
Regulated payment railsRushPay operates through a Bank of Ghana licensed payment service provider partner.
RushPay tips

Tips to get the most out of RushPay.

Quick, practical guidance for moving and managing money with confidence.

For merchants and developers

Launch checkout without forcing customers into a confusing payment flow.

Use hosted checkout, WooCommerce, signed webhooks, clean API keys, payment references, and reconciliation tools that make sense for both junior and senior developers.

WooCommerce ready

Install the plugin, add API credentials, and accept RushPay-supported payment methods.

Operator visibility

Track deposits, withdrawals, transfers, ledger, approvals, webhooks, and reconciliation from admin.

POST /api/v1/merchant/payments/create
X-API-Key: YOUR_API_KEY

{
  "amount": "149.99",
  "description": "Order #1042",
  "callback_url": "https://store.example/webhooks/rushpay"
}

RushPayV2.init({
  containerId: "rushpay-payment-widget",
  paymentReference: "API...",
  widgetSessionToken: "wgs_..."
});
Trust and credibility

Built on regulated rails, trusted by the people who move money daily.

RushPay operates through a Bank of Ghana licensed payment service provider, with ledger-backed balances and compliance built in from day one.

BoG-licensed partnerFunds held with a regulated PSP
Ledger-backedEvery balance traces to a ledger
AML compliantAct 1044 & KYC controls
24/7 accessWeb, wallet, API, and USSD
Our partners

Working with trusted partners.

RushPay is backed by regulated and reputable partners across the payments ecosystem.